Recovering after a car accident can be physically, emotionally and financially draining. Thankfully, our legal system offers victims legal recourse when their accident was a result of another driver’s negligence. You could bring a lawsuit against the other driver to obtain damages and financial compensation. This can lead to you getting the money you lost out on due to your injuries. If you or a loved one has been in a car accident, you need an experienced New Jersey personal injury attorney to help you. Contact the offices of Team Law today for a free consultation into your motor vehicle accident claim.
When Accidents Result in Personal Injuries and Property Damage in Jersey City, NJ
Car accidents that result in personal injuries and extensive property damage cause immediate problems in a victim’s life. Transportation is necessary for many people to go to work and take care of their families. After an accident, you will need to estimate the damages by taking your car to a repair shop. Your insurance company will then make a determination about whether they will repair the car or pay you to replace it.
When Your Car is a Total Loss in Newark, NJ
Under certain circumstances, an insurance adjuster may determine that your car is a total loss. They may make this judgment when:
- The costs of repair exceed the costs of replacing the vehicle
- The costs of repair are 75 percent of the actual cash value of the vehicle
- The vehicle is older, and it’s impractical to repair
Insurance adjusters can take up to 30 days to process your claim. If they deem your vehicle a total loss, then the insurance company will offer you a settlement amount for the total cash value of your car prior to the accident. It’s crucial for consumers to research the real-world value of their vehicle and parts to prevent accepting a low-ball offer. Receipts regarding recent repairs, newly purchased parts, estimates of similar vehicles or other relevant information should be brought to the adjuster’s attention when you feel your offer is not high enough. This may prompt your adjuster to offer a higher amount.
Recovering From Property Damage and Personal Injuries in New Jersey
When your car has been totaled, you may still owe more money on your loan than you receive for the car’s cash value. The insurance adjuster is not required to help you make ends meet, but it may be possible to recover some of these losses through a personal injury lawsuit against the at-fault driver. Personal injury lawsuits can help victims recover from medical bills, property damage and emotional distress brought on by the accident. It’s possible you may be entitled to reimbursement for losses incurred due to tag fees, registration fees and sales taxes associated with the vehicle.
Contact a Clark Personal Injury Lawyer to Discuss Your Car Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the insurance company, to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Team Law represent clients injured because of car accidents in Newark, Jersey City, Paterson and Elizabeth and throughout New Jersey. Call (732) 540-1394 or email us to schedule a free consultation about your case. We have an office conveniently located In Clark, as well as offices in Union City, Perth Amboy, Edison, Highland Park, Newark, New Brunswick, Orange, Plainfield, and Jersey City.
The articles on this blog are for informative purposes only and are not a substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.