Whether your job is unusually and routinely dangerous, or you just happen to get injured due to an unforeseen accident, you can rest easy knowing that you are most likely covered by NJ Workers’ Compensation benefits. By law, all New Jersey employers are required to carry Workers’ Comp Insurance in case any employee has a workplace injury.
If you or someone you know has been injured at work, you are eligible for a variety of benefits that will help you during your recovery time. However, Workers’ Comp laws are confusing and the process can be frustrating. By design, the system favors the employer, not the workers. At Team Law, our lawyers have been guiding injured NJ workers through the workman’s comp system for decades. We can help you get the medical treatment as well as replacement pay, also known as temporary disability, you are rightly entitled to receive. If your situation requires filing for permanent disability benefits, we will protect your rights.
According to the NJ Department of Labor, anyone who is injured on the job, physically or emotionally, is entitled to “all necessary and reasonable medical treatment. Medical treatment, including prescriptions and all hospital-related services that are a direct result of the injury or illness which happened at work, are covered by the medical benefits portion of Workers’ Compensation. Simply put, an injured worker’s medical bills are supposed to be paid by the employer’s insurance carrier.
Generally speaking, Workers’ Compensation does not cover alternative treatments, experimental drugs, and treatment for injuries the doctors believe were pre-existing and not part of your workplace injury.
Employers must provide insurance coverage, but the quality of coverage is often suspect; not all Workers’ Comp carriers are the same. There are many loopholes and exceptions that leave many workers injured and unprotected. Further, the importance of the entire workers’ comp program is magnified because workers are not permitted to sue their employers when they have been hurt or get sick on the job.
If you have been turned down for Workers’ Compensation benefits or feel you are not receiving the medical benefits you need or are entitled to receive, speak to a qualified Workers’ Compensation lawyer at Team Law. We have successfully represented thousands of workers in Essex, Union, Middlesex and Hudson counties and throughout New Jersey, helping these workers obtain maximum medical benefits coverage for their workplace injuries.
While the medical benefits portion of the NJ Workers’ Compensation System may seem rather straightforward, it’s not. In fact, the actual process of applying for and obtaining the medical treatment you need after a workplace injury is anything but simple. After you are injured at work, inform your employer, and file the Workers’ Comp claim, most of the decisions, choices, and determinations regarding your health and welfare are out of your hands.
Unlike a non-workplace injury where you choose your physician and decide when and where to go for care, Workers’ Comp medical benefits are chosen at the discretion of your employer. This means your employer has the right to designate the authorized treating physician for all work-related injuries. The doctor your company chooses is the one who decides which diagnostic tests, if any, are necessary to your recovery. Further, the company-chosen physician gets to decide when you are well enough to return to work.
It should come as no surprise that a patient’s definition of “recovered and the company-paid doctor’s definition are not always the same. In fact, it’s incredibly common for a Workers’ Compensation doctor to sign off on your return-to-work paperwork before you are fully healed. After all, the longer you are out of work, the more costly it is for your employer.
When this happens, you need to hire an experienced Workers’ Compensation lawyer who will fight for your right to maximum medical benefits.
At Team Law, we’ve been representing injured NJ workers, like you, in Edison, Newark, Orange and throughout Union, Essex, Middlesex and Hudson counties for decades. We don’t back down to insurance companies, so your employer’s lawyers won’t scare us a bit. We’ll take them on for you and get you the full scope of medical treatment available for your injury.
Contact any of the conveniently located Team Law offices today or fill out our online contact form to request your free consultation. We’ll put the full force of our experience to work for you and get you the maximum Workers’ Compensation medical benefits you deserve.
Contact Team Law for help with your workman’s comp case.
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