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You got hurt at work. Maybe you should have done more to avoid the accident. Or perhaps there’s nothing you could have done differently. Either way, you need to file a workers’ compensation claim. Luckily, an Elizabeth, NJ workers’ compensation lawyer from Team Law can help you with that process.
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Filing a workers’ comp claim is not something anyone wants to do. But if you want to receive benefits owed to you under NJ law, you need to file a claim. And sometimes this takes someone from Team Law to get you what you deserve.
Workers’ compensation is a state-based insurance plan to compensate employees who are hurt on the job. If there is a work-related accident or illness, worker’s compensation insurance will help pay for medical treatment and provide replacement pay for lost wages. Most of the time, you won’t need a Team Law attorney to help you with the workers’ compensation process.
But why even have this process at all? Well, before workers’ compensation, injured employees had to sue their employers to get compensation for missed work and medical expenses.
This was a major hassle and most people hated it. So the workers’ compensation system was set up instead.
This is a no-fault system where employees get wage and medical benefits no matter who is responsible for the workplace injury. In return, and subject to some exceptions, employees cannot sue their employers for their injuries.
The goal was to streamline the compensation process. This should make it easier for employees to get compensation while employers can avoid unpredictable and potentially costly litigation.
Once an employee gets hurt, they must report the injury to the employer. The employer will then provide information and explain the claims process.
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This means the employer will help the employee get medical care as well as providing any disability benefits, if applicable. When getting treatment, the employee will have to see the employer’s chosen doctor.
Once the employee gets better, the benefits end and they return to work. If the injury creates a permanent disability, then the employee may be allowed to receive a Partial Permanent Injury Award.
The exact benefits will depend on your employer and the policy details. However, New Jersey law requires certain minimum benefits, including:
In many situations, the workers’ compensation process works as it should and no attorneys are needed. But oftentimes, the employer or the workers’ compensation insurance company gives the employee a hard time.
Sometimes there is a complete denial, but other times there is a dispute as to the amount of benefits the employee should receive.
This is where the services of a Team Law workers’ compensation attorney can be invaluable. They know what you’re entitled to and how to get it. Through their years of experience, they’ve heard all of the excuses and know how to fight them.
Throughout the claims process, a worker’s compensation attorney can help explain a variety of processes, rules and legal concepts. For instance, they can help you with figuring out:
Having a lawyer to help you through the claims process is typically enough to get you what you deserve. Sometimes, it’s not and you have to take additional legal action.
Other times, you won’t want to sue your employer, but you might want to sue a responsible third party. For any of these decisions, you’ll want an attorney to help you.
If you’ve been hurt or become ill due to your work and your employer or the insurance company is giving you a hard time, please contact us. You’ll be able to speak with an experienced Elizabeth, NJ workers’ compensation lawyer at no cost to you.
All you want to do is get well so you can go back to work and earn an honest living. Let Team Law help you do that.
Team Law is outstanding. Everyone is courteous and knowledgeable and I felt that I got the personal attention that I needed.what our clients are saying